Accredited DR Review

Accredited DR is a company trusted by customers to help them in rebounding financially in just four years. The company was established in 2011 and it is one of the youngest DR programs you can find. And although they’re relatively new to the market, they are accredited by the AFCC or American Fair Credit Council and have an A+ rating with the BBB (Better Business Bureau).

If you’re in the market for a DR and you have a debt of at least $15,000, you can submit a request for a free quote through their website or call their hotline to speak with a representative. They can help you better understand the services they offer, the rates you can expect to work with, and whether you can qualify for the program.

From the name itself, Accredited DR is focused on debts. They work with creditors directly to minimize the overall debts and monthly payments of their clients.

Is Accredited DR for You?

Accredited DR acts as a financial solution for people who are facing difficulties in managing and paying back their debts. Instead of getting a new loan to pay your debts, Accredit DR will negotiate with creditors on behalf of their clients to reach a settlement that is remarkably lower than the original amount the borrower owed.

Accredited DR’s program was curated to help customers prevent bankruptcy and have creditors cooperate with them. Some debt services can affect credit score negatively, Accredited is completely aware of this which is why they spend enough time to determine if consolidation will be the best path to take. They will discuss with each customer the advantages and disadvantages to help them arrive at the best scenario.

Accredited DR’s Application Process

It’s easy and simple to start an application. When you visit their website, you will find an online form for submitting a free consultation request. You will be asked to provide personal information so that a representative can reach out to you.

One of the first things you will be asked is the amount of debt you have. You also need to provide your name, contact number, email address, and location. They use these initial details to assess which debt solution would be best suited for your situation.

Once you’ve submitted an online request, one of their representatives will call you and ask for more elaborate details on your financial situation and your income, and may also request some documentation. After this initial consolation, Accredited DR will run a soft credit check and review your details to find the best debt options for you.

In the discovery phase, you should be prepared to provide documents such as bank statements, proof of employment, and creditor statements.

Requirements and Terms

There are some requirements you need to meet in order to qualify for Accredited Debt Relief’s services. it is also expected of the debtor to repay their debts within four years.

Debt Requirements

• At least $15,000 debt amount

• Debt should be unsecured; cannot be used for federal student loans, auto loans, mortgages, and other specified debts

• Must be located at an approved address/state

• Consistent and steady source of income for monthly payments.

Security and Privacy

Accredited Debt Relief is a Beyond Finance, Inc. affiliate and acts on behalf of the latter. Any information shared with Accredited Debt Relief can be accessed by Beyond Finance. Information submitted to Accredited Debt Relief is used in the negotiation process with creditors and to connect with the debtor.

There are other websites and companies with which Accredited DR shares the information they receive. You can opt out of third-party sharing by sending them an email. As of this writing, there have been no reports of data leaks or data breaches at Accredited DR. With such, they have maintained an excellent reputation in keeping customers’ information secured.

Customer Support

The company opened multiple channels for customers to reach the support team including phone, email, and live chat. When we called their hotline to request more details, a representative immediately answered and was able to provide details on the products and program specifics.

The customer support team can be reached Monday to Sunday every 6 AM to 7 PM PST.

Conclusion

People facing difficulties with monthly loans or credit card payments or customers who want to lower the interest rate on their debts will find that Accredited Debt Relief’s program can help steer them toward the right path to manage their finances.

The company helps customers establish better control over their finances with solutions customized according to their specific needs. They work with customers with more than $15,000 of unsecured debts and have a steady source of income. Reach out to them today to determine if you qualify for their program and discuss the specifics of your situation.